As with all things we insure in life, a vacation should not be an exception.
In a nut shell, travel insurance provides you with:
1. Emergency medical and emergency evacuation coverage
2. Assistance while traveling
3. Investment protection
Five great reasons why travel insurance is important and what it provides?
1) All cruise lines, tour companies, resorts and airlines charge penalties for cancellation and trip interruption.
Travel insurance will provide for reimbursement of cancellation penalties for covered events and medical emergencies
2) Americans have little/no healthcare coverage outside the U.S.
Travel insurance will provide medical protection outside the client’s primary care coverage area
3) Health care facilities can be limited or inadequate while traveling.
Travel insurance will provide emergency medical transportation and evacuation to a qualified care facility
4) Cruise lines and airlines assume little responsibility for delays and lost baggage.
Travel insurance will provide benefits for travel and baggage delays and reimbursement for most reasonable out-of-pocket expenses
5) Cruise lines and other travel suppliers do not issue refunds if clients cancel under penalty. Period!
Travel insurance will provide the only opportunity for your clients to get some or all of their money back.
In light of just a couple of recent occurrences--Hurricane Odile that shut down Cabo for nearly a month, and the Aurora Tower fire that wrecked havoc on O'Hare for weeks--I am reminded, once again, of the importance of travel insurance.
Note: Travel insurance must be purchased prior to making the final payment on your trip.
